Finance/Business News

 

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Credit Crunch: Discover reported that it closed three million accounts during 2008 due to inactivity and plans for two million more.

Closing Credit Accounts: This may hurt your FICO score.

         Should You Refinance:

Yes if you plan to stay awhile.

No if you are planning to move or even pay off your loan within the next few years.

Freddie Mac and Fannie Mae  to add fees to mortgage based on a borrower's credit score. Borrowers may need a FICO score of 740 or higher to avoid extra fees.